Effective Date: January 1, 2026

Welcome to Rouba Saadeh. These terms and conditions outline the rules and regulations for the use of our website, located at roubasaadeh.com.

By accessing this website, we assume you accept these terms and conditions. Do not continue to use this site if you do not agree to take all of the terms and conditions stated on this page.

1. NO FINANCIAL ADVICE

The information provided on this website regarding GAP Insurance is for general educational and informational purposes only. We are not financial advisors or insurance brokers.

• The content should not be construed as professional financial, legal, or insurance advice.

• Always consult with a qualified professional before making any financial or insurance-related decisions.

2. INTELLECTUAL PROPERTY RIGHTS

Unless otherwise stated, Rouba Saadeh and/or its licensors own the intellectual property rights for all material on this website. All intellectual property rights are reserved. You may access this from our site for your own personal use subjected to restrictions set in these terms and conditions.

You must not:

• Republish material from our website.

• Sell, rent, or sub-license material from our website.

• Reproduce, duplicate, or copy material for commercial purposes.

3. USER CONTENT

In these Terms and Conditions, “User Content” shall mean any audio, video, text, images, or other material you choose to display on this website (such as in comment sections). By displaying your content, you grant us a non-exclusive, worldwide irrevocable, sub-licensable license to use, reproduce, adapt, and publish it.

4. LIMITATION OF LIABILITY

In no event shall Rouba Saadeh, nor any of its officers, directors, and employees, be held liable for anything arising out of or in any way connected with your use of this website. We shall not be held liable for any indirect, consequential, or special liability arising out of or in any way related to your use of the information provided.

5. EXTERNAL LINKS DISCLAIMER

Our website may contain links to external websites that are not provided or maintained by or in any way affiliated with us. Please note that we do not guarantee the accuracy, relevance, timeliness, or completeness of any information on these external websites.

6. VARIATION OF TERMS

Rouba Saadeh is permitted to revise these terms at any time as it sees fit, and by using this website, you are expected to review these terms on a regular basis.

7. GOVERNING LAW & JURISDICTION

These terms will be governed by and interpreted in accordance with the laws of USA, and you submit to the non-exclusive jurisdiction of the state and federal courts located in USA for the resolution of any disputes.